Do you need a new cell phone, but can't get a contract with any major providers because of credit issues?...
Introducing Prepaid Cell Phone Plans
Do you need a cell phone, but cannot get a contract with the major providers because of credit issues? Or, were you approved for a cell phone contract, but they want you to pay $400 per line as a deposit to get your service started? Do you want to worry about overage fees for using too much data?
That’s where a pay as you go cell phone plan can come to your rescue!
Who are Pay as You Go Plans Best For?
- Those with no credit or bad credit
- Parents who want to limit their teenager’s usage so they don’t pay money in overages.
- Those who only want to use the phone for emergencies.
- Those who want to be able to upgrade their phone whenever they want.
- Those who want to be able to change their plan according to their budget and needs.
Really anyone can benefit from a pay as you go plan. If you want or need a cell phone for any purpose, pay as you go plans work out nicely.
What Can You Get with a Pay as You Go Plan?
You can get almost anything with a pay as you go plan, depending on what you need. Some options include:
- Basic cell phone with limited talk and text. $25 to $50 a month, depending on plan and provider.
- Basic cell phone with unlimited talk and text, limited data. $35 to $70 a month depending on plan and provider.
- Basic cell phone with unlimited talk, unlimited text, and unlimited mobile web. $35 to $50 a month depending on plan and provider.
- Smartphone with limited talk, unlimited text, and unlimited data. $35 to $70/month depending on plan and provider.
- Smartphone with limited talk, text, and data. $35 to $60 a month, depending on plan and provider.
- Smartphone with unlimited talk and text, limited data. $50 to $70 a month, depending on plan and provider.
- Smartphone with unlimited everything. $45 to $70/month depending on plan and provider.
Typically your selection of phones is limited to a few models for both basic and smartphone devices. However, more prepaid companies are starting to offer the latest phones, so you don’t have to sacrifice the phone you want just because you are going with a prepaid plan rather than a post paid contract plan.
To Buy or Not to Buy?
One of the major turn offs of a prepaid plan is the fact that you have to buy the phone outright. The best smartphones on the market can cost you up to $400 or more, which can make it difficult to get started. However, it’s the trade off you make for not signing a contract and guaranteeing your loyalty to the provider for two years.
The good thing is, though, you can buy whatever phone you want, whenever you want. So, if you don’t have the money to invest in the fancy phone you really want right away, you can start the service with a basic run of the mill phone, and upgrade whenever you can.
No matter which way you slice it, prepaid phone plans are at least the same price, if not cheaper than contract plans, once you remove the cost of the phone. In many cases, you’re paying something for your device with a contract plan anyway… and what matters most is the monthly price—whether you’re stuck in a contract for two years, or you’re free to move about as you wish.