In this day and age, going without a cell phone is something you don’t see many people doing. While post-paid...
What Are the Benefits of Prepaid Phones?
In this day and age, going without a cell phone is something you don’t see many people doing. While post-paid contract plans can be a hassle, prepaid is a very good option for someone who needs a phone, be it for emergencies, or to replace a landline connection. All major cell phone carriers offer a prepaid version of their service, and a lot of the time, it’s a better monthly deal than with their contracts.
The Perks of Going Prepaid
When you go with a pay as you go plan, there is no contract. No contract means you are not stuck with a certain provider, and you’re not stuck with the same monthly bill regardless of how much of the service you’re paying for, you actually use. You are free to move from provider to provider, which is particularly beneficial if your needs change. For instance, if you move into a new home and find that the signal with your current provider is less than ideal, you can switch to a provider that has better coverage at your new address.
No Credit Check
Pay as you go plans do not require a credit check. When you’re just starting out credit wise, you don’t have enough good credit established to qualify for a post paid contract, without a potentially large deposit. Even if you’ve had credit a while, if it’s less than great, you still face the potential for a large deposit, on a per line basis. As a credit inquiry stays on your credit report for years, and too many inquiries can actually lower your score, this is a good way to shop around for the coverage you want from the provider you are most interested in, without having multiple credit checks from multiple providers.
With the ability to pay for only what you use, you can add more money for minutes and text one month, and less the next, based on how much you use the phone. If you find yourself using the phone more often than usual, adding money, or converting to an unlimited plan for the month, is a good option. If however, you only need it for emergencies, then putting a bit of money on it every couple months will be enough to keep the account active.
Plus, because you’re not locked in to a contract, you have the flexibility to upgrade your phone whenever you want. With many prepaid providers keeping the hottest smartphones as options on their network to compete for your business, there is no reason for you not to have the phone you want, when you want it. You can always start out with a cheap phone to test the service, and then upgrade to the better phone later when you can afford the investment.
Easy to Go Unlimited
Many prepaid cell phone providers have an unlimited talk and text plan, and some even offer unlimited data. Take a look at these options:
- Straight Talk® Wireless: $45/month for unlimited talk, text, and data. $60/month for unlimited international.
- Verizon®: $60/month for unlimited talk and text, with 2 GB data.
- AT&T®: $60/month for unlimited talk and text, with 2 GB data. Unlimited texting to Canada, Mexico, and 100 other countries also included.
- T-Mobile®: $50/month for unlimited talk and text, with 500 MB of data. $60/month for unlimited talk and text with 2.5 GB of data, and $70/month for unlimited everything.
With all these pros, is there really a reason not to opt for a pay as you go cell phone service?